Who is Covered?
The following are covered as named insureds under the
Liability policies:
USA Field Hockey, all currently registered member players,
coaches,
umpire/officials, volunteers, member clubs, trainers,
Futures Program Trainers, and the directors and officers of USA
Field Hockey.
Member clubs are defined as those groups where 100% of the
participants are members of USA Field Hockey.
Covered Activities
Covered Activities are defined as:
1) Scheduled games, team practice sessions, partner camps
and clinics, tournaments, or sponsored activities approved by
USA Field Hockey.
2) Other supervised activities such as club or team
meetings, banquets and usual, non-hazardous fundraisers are also
covered. Examples of non-hazardous fundraisers are bake sales,
car washes and other similar events. No coverage is provided for
any event that includes fireworks
3) USA Field Hockey umpires are also protected by liability
insurance while officiating in any and all field hockey
activities. Member umpires are also covered in their duties as
Assignors for field hockey activities. Coverage extends to USA
Field Hockey sponsored games, clinics and tournaments, as well
as other amateur field hockey play, such as NCAA, high school or
other regularly scheduled games.
4) Hired/Non-owned auto liability coverage provides
non-ownership liability (hired/non-owned auto liability) only
while an automobile is being used in the official business of
USA Field Hockey national office.
No liability coverage is provided to parents, coaches or
volunteers while using any automobile to transport team members
or volunteers to any practice, game or activity.
The hired/non-owned auto liability coverage for the USA
Field Hockey national office is excess over the driver’s own
automobile liability insurance and does not provide any coverage
for physical damage or loss to the vehicle itself.
Therefore, Bollinger and USA Field Hockey strongly advise
that member clubs or other members who are transporting
participants make certain that the vehicle and the driver(s) are
properly licensed and fully insured.
Coverages Provided by the General Liability and
Excess Liability Policies:
Coverage is provided for:
- Participant
injury
- Spectator
injury
- Volunteer
injury
- Property
damage liability
- Activities
necessary and incidental to the conduct
of games or practices
- Sponsored
functions such as meetings, banquets and
fundraisers
- Advertising
and personal injury liability
- Products and
completed operations liability, as
respects the functions incidental to a
field hockey team or league
- Claims arising
out of alleged or actual sexual abuse or
molestation
-
Hired/non-owned auto liability for
official business of
USA Field Hockey
- Worldwide
coverage is provided for covered
activities, provided that suits are
brought in a US court of law.
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This summary is a brief description only of the
coverages, conditions and
exclusions of the policies and in no way affects or
alters the scope of coverages
provided. For full details of terms and limitations,
please refer to the actual policy.
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General Liability Limits
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General aggregate limit per Location: |
$5,000,000 |
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Products & Completed Operations Aggregate: |
$2,000,000
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Personal Injury/Advertising Injury Limit: |
$1,000,000 |
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Per Occurrence Limit: |
$1,000,000 |
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Sexual Abuse & Molestation Limit per occurrence: |
$1,000,000 |
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Sexual Abuse & Molestation aggregate: |
$2,000,000
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Hired/Non-owned Auto (Official use only): |
$1,000,000
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Damage to Premises Rented to You |
$100,000 |
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Medical Payments (to non-participants): |
$5,000
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Deductible: |
$0
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Notable Policy Exclusions
In addition to the standard exclusions found under the
Commercial General Liability policy (such as Pollution,
Asbestos, Nuclear Energy), this policy excludes coverage for
fireworks, sexually transmitted disease and use of
trampolines.
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General aggregate limit per Location: |
$4,000,000 |
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Products & Completed Operations Aggregate: |
$4,000,000
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Personal Injury/Advertising Injury Limit: |
$4,000,000 |
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Per Occurrence Limit: |
$4,000,000 |
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Sexual Abuse & Molestation Limit per occurrence: |
$4,000,000 |
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Hired/Non-Owned Auto (national use only): |
$4,000,000
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Self Insured Retention (Deductible) |
$10,000 |
Underwriting Company
The Liability Policy is underwritten by Markel Insurance
Company, Glen Allen, VA. Markel is rated “A” by A.M. Best’s
rating service.
How to File a Liability Claim
If you are involved in an incident that may give rise to a
liability claim (for example, a situation involving bodily
injury or property damage), or if you receive a legal
summons or a letter from an attorney as a result of such an
incident, please report this information immediately to
Bollinger, the insurance administrator for USA Field Hockey.
When reporting a serious injury or claim that may result in
future liability claim, please use USA Field Hockey’s
Incident Report Form. Please keep a copy for your records
and send the information to:
Ronda J. Ashley, CPCU
Vice President - Sports
Bollinger Insurance
15330 Copperfield Drive
Colorado Springs, CO 80921
Direct Phone: 719-488-3549
Fax: 719-488-3587
contact us
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